Capital
Lenders / Investors
The people and companies funding your loans — what they have deployed, what's available and what you owe them.
Capital deployed
$18.4M
Active lenders
14
Available to lend
$1.9M
Distributions due Oct 15
$128,356.67
1 lender banking change waiting for a second person to approve.
Funding gaps
H. Kim · $610,000 1st — $160,000.00 still needed from lenders (+1 more deal)
Trust: distributions held
$2,516.67 of Oct 15 distributions on hold for R. Bhatia & Northshore Holdings Inc. (#1187 NSF). Released once the payment is collected.
| Lender | Type | Deals | Deployed | Committed | Available | Avg. rate | Next distribution | Paid by |
|---|---|---|---|---|---|---|---|---|
DC Dunmore Capital Corp. M. Dunmore, CFO | Corporation | 11 | $6,800,000 | $7,500,000 | $700,000 | 8.40% | Oct 15 · $47,600.00 | EFT |
MF Maplewood Family Trust G. Whitaker, trustee | Trust | 6 | $3,420,000 | $4,000,000 | $580,000 | 8.25% | Oct 15 · $23,512.50 | EFT |
NH Northshore Holdings Inc. K. Lam, president | Corporation | 5 | $1,960,000 | $2,000,000 | $40,000 | 8.60% | Oct 15 · $12,913.34 $850.00 held | Cheque |
SG S. & L. Grewal Joint · Sukhdeep & Livleen Grewal | Joint individuals | 4 | $1,540,000 | $1,750,000 | $210,000 | 8.30% | Oct 15 · $10,651.67 | Cheque |
RB R. Bhatia Rohan Bhatia | Individual | 3 | $495,000 | $600,000 | $105,000 | 9.14% | Oct 15 · $2,104.17 $1,666.67 held | EFT |
AT A. Tremblay RRSP Olympia Trust in trust for A. Tremblay | RRSP / TFSA (via trustee) | 2 | $180,000 | $250,000 | $70,000 | 9.50% | Oct 15 · $1,425.00 | EFT |
KN K. Northshore Family Trust Sub-investor | Trust | 1 | $50,000 | — | — | 8.00% | Paid through Northshore | — |
| + 7 more lenders · $3,955,000 deployed | ||||||||
| 14 lenders | $18,400,000 | $20,300,000 | $1,900,000 | |||||
Capital available by lender
For matching to new dealsDunmore Capital Corp.$700,000
Maplewood Family Trust$580,000
S. & L. Grewal$210,000
R. Bhatia$105,000
A. Tremblay RRSP$70,000
Northshore Holdings Inc.$40,000
Bar = share of committed capital already deployed or promised.
Upcoming lender events
Oct 15 · Monthly distributions (DR-2026-10)
14 lenders · $125,840.00 to pay · waiting for approval
Nov 1 · #1098 renewal consent
S. & L. Grewal — awaiting reply
Dec 10 · #1089 payout
Dunmore Capital — $540,000 returning
Feb 28, 2027 · T5 slips
Issue 2026 T5s to 9 lenders (a task is created each January)
Distribution run DR-2026-10 — October 15, 2026
Pays each lender their share of interest collected in September 2026, at their own rate. The spread stays with [Lender Name].
Mockup — view the run as:
Prepared by Daniel Brooks on Sep 30, 2026. Review the lines and approve & pay. (Daniel sees: "Waiting for a second person to approve — you prepared this run.")
| Lender | Loans | Interest earned | Held | To pay | Payout method | Sub-investors / referral | |
|---|---|---|---|---|---|---|---|
| Dunmore Capital Corp. | 11 | $47,600.00 | — | $47,600.00 | — | ||
| Maplewood Family Trust | 6 | $23,512.50 | — | $23,512.50 | Referral: Summit $133.33 | ||
| Northshore Holdings Inc. | 5 | $13,763.34 | $850.00 | $12,913.34 | 1 sub-investor · paid through Referral: Keystone $87.50 | ||
| S. & L. Grewal | 4 | $10,651.67 | — | $10,651.67 | — | ||
| R. Bhatia | 3 | $3,770.84 | $1,666.67 | $2,104.17 | — | ||
| 9 other lenders | 19 | $29,058.32 | — | $29,058.32 | 8 EFT · 1 cheque | 2 sub-investors | |
| Total | 48 | $128,356.67 | $2,516.67 | $125,840.00 | 11 EFT · 3 cheques | ||
$2,516.67 held for loan #1187 (Sep 3 payment returned NSF). $283.33 accrues under Northshore's partial-interest terms. It is released automatically in a later run once collected (or early with Release anyway on the loan's Lenders tab).
Referral fees in this run
| Keystone Financial (P. Shah) | #1187 · 0.25% / yr | $87.50 |
| Summit Mortgage Group (A. Lee) | #1026 · 0.25% / yr | $133.33 |
| Maplewood Family Trust | Lender referral · 0.10% / yr | $41.25 |
| Paid from company spread | $262.08 |
Sub-investors
Sub-investors are paid by their head lender unless set to "paid directly". This run includes 3 sub-investor positions · K. Northshore Family Trust (#1187, through the head lender). Their breakdown prints on the head lender's statement.
Company spread this run: $15,217.14 · management fees $0.00.
Distribution settings
Dual control and cheque printing for lender distributions.
Banking changes waiting for approval
A second person approves each change to a lender's bank account (fraud protection).
R. Bhatia · Bank CIBC → TD · transit ••344 · account ••••5520 → ••••7781
Requested by Priya Nair Sep 29, 2026 · lender asked through the investor portal (email-code confirmed)
A. Tremblay RRSP · Pay by Cheque → EFT · account ••••0192
Requested by Alex Morgan Sep 30, 2026 · waiting for a second person
You cannot approve your own request. Only one request per lender can be pending; the full account number is never shown here.
T5 slips — 2025
Box 13 = interest actually paid to each lender in the calendar year. Held amounts count in the year they are released.
| Recipient | Slip | SIN / BN | Box 13 interest | Payments | Status | |
|---|---|---|---|---|---|---|
| Dunmore Capital Corp. | T5 (corporation) | BN •••••4412 | $512,406.20 | 12 | Issued Feb 20 | |
| Maplewood Family Trust | T5 | •••-•••-208 | $268,315.00 | 12 | Issued Feb 20 | |
| S. & L. Grewal | T5 | •••-•••-551 | $121,044.30 | 12 | Issued Feb 20 | |
| Northshore Holdings Inc. | T5 (corporation) | BN •••••9031 | $158,960.08 | 12 | Issued Feb 20 | |
| R. Bhatia | T5 | •••-•••-418 | $1,312.50 | 1 | Issued Feb 20 | |
| A. Tremblay RRSP | None | Not on file | $14,250.00 | 10 | Trustee issues | |
| J. Park | T5 | •••-•••-730 | $41.10 | 1 | Not required (under $50) | |
| P. Loewen | T5 | Not on file | $6,120.00 | 6 | Draft | |
| Total (slips required) | $1,068,158.08 | |||||
Due to recipients and CRA by Feb 28, 2026. XML e-filing is a later phase — export the CSV for your accountant or file through CRA's own channels.
New lender / investor
Also creates a contact of type "Lender / Investor".