Dashboard / Deal Funding
Deal funding
Match approved deals with lender capital: offer, collect commitments, confirm funds in trust, then release to the lawyer.
Deals needing funding
5
Committed
$1.43M
Funding gap
$335,000
Lender capital available
$1.64M
Investor portal: lenders can accept or decline an offer from their portal. 1 response is waiting in Portal requests — S. & L. Grewal accepted $160,000 on Deal #1231. Approving it records the commitment below.
Approved deals
| Deal | Property | Position | Required | Committed | Gap | Progress | Closing | Status |
|---|---|---|---|---|---|---|---|---|
H. Kim Deal #1231 · 9.49% | North York | 1st | $610,000 | $450,000 | $160,000 | Oct 20 | Offer out · open below | |
R. Dubois Deal #1232 · 12.49% | Kitchener | 2nd | $230,000 | $230,000 | $0 | Oct 24 | Fully committed | |
F. Ahmed Deal #1229 · 9.99% | Brampton | 1st | $450,000 | $450,000 | $0 | Oct 10 | Funds in trust · closing | |
A. Kaur Deal #1226 · 10.25% | Vaughan | 1st | $300,000 | $300,000 | $0 | Sep 30 | Released to lawyer | |
W. Tran Deal #1230 · 12.99% | Markham | 2nd | $175,000 | $0 | $175,000 | Oct 15 | Not offered yet |
Funding · Deal #1231 · originating lead
H. Kim: $610,000 first mortgage, North York
Borrower rate 9.49% · lender rate 8.25% · company spread 1.24% · 12 months · approved Sep 19 by Alex Morgan · commitment fee $6,100 received
$450,000 committed of $610,000$160,000 offered, awaiting reply
CommittedOffered, pendingUnallocated
Lender allocation
Response deadline for open offers: Oct 1| Lender | Offered | Committed | Lender rate | Interest to lender | Status | Form 1 disclosure | Funds in trust | |
|---|---|---|---|---|---|---|---|---|
| Dunmore Capital Corp. | $300,000 | $300,000 | 8.25% | Full, paid monthly | Committed Sep 20 | Signed | Received Sep 24 | |
| Maplewood Family Trust | $150,000 | $150,000 | 8.25% | Partial: 70% monthly, rest accrued | Committed Sep 22 | Sent for e-signature | ||
| S. & L. Grewal | $160,000 | — | 8.25% | — | Offered Sep 25 | Sent for e-signature | — | |
| R. Bhatia | $100,000 | — | 8.25% | — | Declined Sep 23 | n/a | — | |
| Total | $710,000 | $450,000 | $300,000 in trust · $150,000 expected | |||||
Lender statuses: Offered · Committed · Declined · Withdrawn. Deal statuses: Not offered yet · Offer out · Gap to fill · Fully committed · Funds in trust · Released to lawyer. The ⋯ menu changes with the status. Funds received into the operating account show amber.Funds received are posted to the trust ledger automatically
Release to closing
Offered
Committed
Funds in trust
Released to lawyer
Funded
Funds can be released to Whitfield Law PC only when 100% is committed, all funds are in trust and every lender's disclosure is signed.
- Not fully committed: $450,000 of $610,000.
- Funds not yet received from Maplewood Family Trust.
- FSRA Form 1 not signed by Maplewood Family Trust, S. & L. Grewal.
Only Owner / Admin can release and mark funded.
After release (see Deal #1226 A. Kaur): “Funds released to Whitfield Law PC on Sep 30. Mark the deal funded once the lawyer confirms the advance.” — the loan becomes Active and moves to servicing. The advance to the lawyer is written to the trust ledger.
Lender capital available
All lendersDunmore Capital Corp.
Prefers 1sts ≤ 65% LTV · GTA
$700,000
$300K on #1231
Maplewood Family Trust
1sts only · residential
$580,000
$150K on #1231
S. & L. Grewal
1sts and 2nds · Peel / York
$210,000
$160K offered
R. Bhatia
2nds OK · max $150K per deal
$105,000
Declined #1231
Northshore Holdings Inc.
No preferences recorded
$40,000
Suggested for W. Tran ($175,000 2nd): S. & L. Grewal $105,000 + R. Bhatia $70,000, based on each lender's preferences and available capital.
Shown for the selected deal while part of it is still unallocated; the deal panel then also shows an Offer remaining $175,000 button.
Disclosures & KYC
DocumentsDunmore Capital Corp.: FSRA Form 1
SignedMaplewood Family Trust: FSRA Form 1
Awaiting e-signatureS. & L. Grewal: FSRA Form 1
Awaiting e-signatureAll lenders: KYC on file (FINTRAC)
Check in FINTRAC / KYCPaper-signed Form 1? Use Mark Form 1 signed (paper) in the lender's ⋯ menu once they have committed.
Offer deal to lenders
H. Kim · Deal #1231 · $610,000 1st · North York · $160,000 still to place
Record lender commitment
Deal #1231 · H. Kim
Mark lender funds received
Recorded against the trust account and matched during bank reconciliation.
Deal summary sheet (for lenders)
Sent with offers. Borrower identity hidden until the lender commits.
[Lender Name]
Investment opportunity · confidential
Deal #1231
September 30, 2026
September 30, 2026
$610,000 first mortgage: North York, ON
- Property
- Detached residential, owner-occupied
- Appraised value
- $985,000 (AACI appraisal, Sep 2026)
- LTV
- 61.9%
- Term
- 12 months, interest-only, monthly payments by PAD
- Your rate
- 8.25% per year, paid monthly
- Purpose / exit
- Purchase bridge. Exit on sale of existing home (listed).
- Risk rating
- B
- Closing
- October 20, 2026 · Whitfield Law PC
Mortgage investments carry risk, including loss of principal. Please review the attached FSRA Form 1 disclosure before committing.
Email lender
investments@dunmorecapital.ca
Add note
R. Bhatia · Deal #1231
Lawyer instructions & distribution calculation
Deal #1231 · H. Kim · sent to Whitfield Law PC (lender's lawyer).