Inquiry

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Rate-sheet category (set in Settings → Rate sheet)
$
$
$
For 2nd mortgages. Used for combined LTV.
%
$
%
Needs underwriting approval.
Suggested rate
8.99%
1st residential · LTV 50–60% band
Within guidelines

Loan amount
$400,000
LTV / combined LTV
58.8% / 58.8%
Monthly interest (interest-only)
$2,996.67
Per diem
$98.52
Lender fee
$8,000.00
2.00% of loan
Broker fee + admin
$4,850.00
Net advance to borrower
$387,150.00
Total interest over term
$35,960.00
Note: a quote is not a commitment. Final terms come from underwriting and approval. Quotes always use the current rate sheet; a rate change scheduled for a future date doesn't affect today's quote. If no rate sheet exists yet the page says “No rate sheet is set up yet. Add one in Settings → Rate sheet.”

Rate sheet

Effective Sep 1, 2026 · interest-only · the highlighted cell is the current quote
Edit in Settings
LTV band1st · residential2nd · residential1st · commercial1st · constructionLender fee
Max LTV: 80% residential · 75% commercial & construction. 2nd mortgages use combined LTV.Lender fee 2.00%, or 2.50% above 70% LTV

Recent quotes

Last 14 days · the outcome feeds the conversion figures
DateCallerPropertyPositionAmountLTVRateByOutcome
Sep 29K. AnsahPickering · residential1st$350,00055.0%8.99%Priya NairSave as lead
Sep 28A. MoreauAjax · residential2nd$95,00071.0%11.99%Alex MorganSave as lead
Sep 22P. AlvarezWhitby · residential2nd$140,00078.0%12.99%Priya NairBecame leadOpen lead
Sep 21T. HussainBrampton · residential2nd$85,00072.0%12.49%Daniel BrooksBecame leadOpen lead
Sep 19Maple Ridge BuildersBarrie · construction1st$1,100,00060.0%9.99%Alex MorganBecame leadOpen lead
Sep 16V. MendesOshawa · residential2nd$120,00086.0%—Priya NairSave as lead