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Bernard Osei
[Mailing address], Ajax ON
RE: Second mortgage commitment — [Property address], Ajax
We are pleased to offer a 2nd mortgage on the terms below. The mortgages ranking ahead of ours total $402,000; combined loan-to-value is 74.1%.
| Principal amount | $330,000.00 |
| Interest rate | 9.99% per annum, interest-only, compounded monthly |
| Term | 12 months |
| Regular payment | $2,747.25 monthly |
| Lender fee | $6,600.00 (deducted from advance) |
| Commitment fee | $1,500.00, payable on acceptance |
Acceptance
I/We accept this commitment on the terms and conditions set out above and agree to pay the commitment fee.
H. Kim — closing package
[Lender Name] has sent you 3 documents to sign. You'll go through them one after the other.
You have signed
Signed electronically in compliance with UECA and PIPEDA. A copy of the signed PDF has been emailed to you.
- Document
- Commitment — 2nd mortgage
- Signed by
- Bernard Osei
- Sent by
- [Lender Name]
- Still to sign
- Alex Morgan
- [Lender Name] countersigns — you'll get the fully signed copy by email.
- They will ask you for any documents they need.
- Pay the commitment fee as set out in the letter.
All documents signed
You have signed all 3 documents in H. Kim — closing package. A copy of the fully signed package will be emailed to you once everyone has signed.
Waiting for your turn
This document is signed in order. You'll get an email as soon as Bernard Osei has signed.
Signature declined
You have declined to sign this document. The sender has been notified.
Signing link expired
This signing link is no longer valid. Contact [Lender Name] for a new signing link.